Your Trusted Financial Partner
Since our inception, we have assisted thousands of individuals and businesses in achieving their goals through simple, accessible, and transparent financing solutions.
Making Financing Accessible to Everyone
VIVIERA FINANCE was born from a simple conviction: everyone deserves access to fair and transparent financing, regardless of their situation. We have built our model around simplicity, inclusion, and trust.
Unlike traditional institutions, we have removed unnecessary barriers: no proof of income required, no restrictive employment conditions, and no application fees. A fixed rate of 2.90% for everyone, from start to finish.
Projects Funded
Satisfied Clients
What Guides Us Every Day
Accessibility
Financing open to all, without discrimination. Employees, freelancers, retirees, students, job seekers: you are welcome.
Transparency
A unique 2.90% fixed rate, zero hidden fees, and transparent terms from the start. Never any bad surprises.
Speed
Response within 24 to 48 hours, fast disbursement of funds, 100% online process. Your project doesn't wait, and neither do we.
Dedicated Guidance
A dedicated advisor will personally guide you from application to disbursement and remain available throughout the life of the loan.
Concrete Commitments to Our Clients
Fixed Rate Guaranteed for Life
The 2.90% rate is locked in your contract. No variations possible, no hidden clauses. Your monthly installments remain identical.
Total Inclusivity
No proof of income required, no employment conditions. We believe in second chances and evaluate every application with professional care.
Data Protection
AES-256 encryption, GDPR compliance, no third-party sharing. Your personal data is our responsibility.
Trust & Care
In case of difficulties, we look for solutions together: deferrals, restructuring, or dedicated support. You are never alone.
A team dedicated to your success
Experienced advisors, available 6 days a week, to support you in every stage of your financing project.
A Comprehensive Financing Ecosystem
Whatever your project, we have the right financing solution.
Personal Loan
Classic, consumer, cash flow, health, or student loans — without proof of income.
Mortgage Finance
Purchase, renovation, or mortgage loans up to €2,000,000 at a fixed rate.
Auto Finance
New or used vehicles, motorcycles, vans, or motorhomes. Fast disbursement.
Professional Loan
Startup, development, equipment, cash flow, or acquisition. All legal statuses accepted.
Credit Consolidation
Consolidate your loans into one. Save up to 60% on your monthly payments.
Dedicated Guidance
A dedicated advisor, personalized monitoring, support available 6 days a week.
VIVIERA FINANCE in figures
Ready to trust us?
Join thousands of clients who have chosen VIVIERA FINANCE to achieve their projects. Online application, fast response, guaranteed fixed rate.